[ Personal Blog · Burkhard Wittgen ]
Notes on credit insurance,
surety & political risk.
A personal view on what’s moving in the trade credit market, where AI and blockchain actually change underwriting, and how multinationals can think about non-payment and political risk in 2026.
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01 / Trade Credit
Protection against non-payment
Pricing, capacity, claims trends — and the structural shifts shaping the global TCI market.
02 / Surety
Bonds & contingent credit
Why surety behaves nothing like classical insurance, and why it matters for treasurers.
03 / Political Risk
Sanctions & expropriation
Reading the global risk map without panic — and without complacency.
04 / Trade Finance
Banks meet digital trade
Where TCI, supply-chain finance and digital trade infrastructure overlap.
05 / Innovation & Tech
AI, data, blockchain
What’s actually changing in the underwriting room versus what’s just a deck slide.
06 / Personal Notes
Conferences & conversations
Occasional reflections from 17+ years in the credit insurance industry.
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// About the author
Burkhard Wittgen launched his personal blog “WorldOfCreditInsurance” in 2021. Based in Hamburg, Germany, he started his career in credit insurance during the 2009 financial crisis. Today, Burkhard is Global Head of Multinational Clients (Trade Credit & Trade Finance) at WTW.
// The views expressed on this blog are my personal opinions and do not represent the views of my employer.
World of Credit Insurance 